Roofing Deductible Texas

To get the job texas roofers often offer homeowners a free roof by agreeing to pay the homeowner s insurance deductible.

Roofing deductible texas.

This new law will help further protect consumers said texas insurance commissioner kent sullivan. Under texas house bill 2102 approved in the most recent legislative session roofing contractors who offer to waive a homeowner s deductible on their property insurance policy could face jail time. Roofers who waive deductibles are cutting corners. A new law if approved by gov.

The department of regulatory agencies states that it is illegal for the contractor to contribute to a homeowner s deductible. It is a clarification and more carefully worded version of the years old law. Contractors who have broken the 1989 law by waving deductibles primarily roofing contractors are known as deductible eaters. What the hb2102 deductibles law means for roofers.

However many roofing companies contribute to the insured s deductibles by using sign credits discounts and rebates. Hb2102 is the deductible law that went into effect on september 1st 2019. Waiving insurance policy deductibles you scratch my back and i ll scratch yours has been common place in texas since 1989 and came about as the result of a poorly worded statute passed that same year that contractors have basically ignored.